Glossary
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A legal document used by a beneficiary to reject a gift/interest in a deceased's estate.
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A document transferring the ownership of property from one person to another without any payment being made.
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A document used where one person agrees to be responsible for someone else’s debt or mortgage obligations if that person fails to carry out their own obligations.
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Where a mortgagee agrees to their mortgage ranking after another lender’s mortgage.
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A contract, usually drawn up by a solicitor, which records an agreement reached in respect of financial matters following separation.
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A legal document that allows the distribution of the estate to be changed by the beneficiaries.
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The official documents confirming who owns a property which are in the possession of the owner or mortgagees if the property is mortgaged.
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Can be made if a defence is not submitted by the respondent within the prescribed time period. If a default judgement is issued, the court can hear the case and make a ruling without hearing your side of the story.
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A problem with the title of the property.
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Intentionally decreasing your assets in an attempt to reduce your assets so if you are financially assessed by the local authority to see if you should contribute towards your own care home fees, you appear to have less.
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A reduction in rank, often accompanied with a lower pay status. Most people view a demotion as a punishment, as it implies that the individual was incapable of performing at a higher rank.
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This can cause confusion. Most people refer to a deposit as the money put down by the buyer, usually the difference between the amount of the mortgage and the purchase price. However solicitors refer to a deposit as the money that is handed over to the seller’s solicitors upon exchange of contracts. This might be the same amount, but not necessarily.
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Someone who obtains legal authority to act for someone who has lost capacity, either for property and financial affairs or health and welfare. The potential deputy applies to the Court of Protection for a deputyship order to do this.
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Case management orders issued by the employment tribunal, detailing set dates on which both parties must complete certain key tasks.
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It is unlawful for an employer to discriminate against an employee on the grounds that they have a disability by either treating them less favourably than they otherwise would (e.g. by demoting or dismissing them) or by failing to make reasonable adjustments.
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Payments made on your behalf e.g. search fees.
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If an employer is concerned or unhappy about an employee’s work, they may look to take disciplinary action against them. Examples of why an employer may be concerned or unhappy include the standard of work or behaviour at work. They may also be concerned about the level of absence from work.
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Disclosure is the process following separation or in court proceedings for financial provision where each party provides complete and up to date information about his or her financial position.
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A legal process which ends your civil partnership.
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Usually either a senior solicitor, or barrister, who has been evaluated by the Judicial Appointments Commission as not only having sufficient technical expertise, but an ability to deliver fairness with a degree of professional integrity. Most issues relating to a divorce eg. financial issues and children, are decided by a District Judge if there is a dispute although Magistrates can also deal with issues concerning children.
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A legal process which ends your marriage.
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Cruelty or violence suffered within the home environment, generally over a period of time.
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Terrorist acts committed in the person’s own country.
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The person who creates a Power of Attorney and chooses attorneys to act on their behalf at some point.