Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Leasa and Julie were excellent in helping my partner and I buy our first home. They set out expectations in the first instance, and kept us updated, and it felt as though they really were on our side throughout. Thank you! - February 2025

Patrick S, Tadcaster

Excellent, friendly and professional service, great communication throughout, would highly recommend.

Ms L

This firm of solicitors is professional and complete. Thank you Winston’s.

Rita

Very good service from AMR.

Sumira

Used winston solicitors now a 2 of my house purchases and will continue to do so. Laura was very professional, quick and made selling a house easy providing clear and detailed instructions through out. Thank you Laura and hopefully will definitely be in touch next time.

Jack

Friendly and helpful

We used Leasa for both sale and purchase and cannot recommend enough! Everything was dealt with promptly and barely ever had to pick up the phone as we constantly received updates as things progressed. Will use again in the future!

Elle

We recently worked with Winston Solicitors on a buy-to-let purchase and found them to be efficient and easy to work with. They communicated clearly and kept things moving without unnecessary complications. Overall, a smooth experience, and we’d be happy to work with them again.

Anonymous