Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

We can highly recommend the services provided. Our solicitor was extremely thorough and professional and we were always assured that matters were being dealt with in timely manner. Winston Solicitors conveyancing services were recommended to us and we were very satisfied. If we need any further legal assistance in the future we will not hesitate to use them again.

Julia

Sam and Paulo were just wonderful. Communications were clear and timely and they were always very professional. A pleasure to deal with, thank you! - December 2025

Sally A, Knaresborough

We have used Winston solicitors before in Particular Samantha the experience on each occasion was friendly and Professional - December 2025

V Wood, Kent

Great experience throughout with Olivia. Good communication and a simple process during my house purchase.Highly recommend Winston Solicitors.

Anonymous

Winston Solicitors were unbelievably helpful with my purchase of my new home. They were on the ball every step of the way and they were always ready to help whenever it was needed. Highly recommend

Jack

We couldn’t be happier with the service we received. From start to finish, the team (especially Samantha) were extremely responsive, impressively fast, and absolutely on top of everything. Any questions we had were answered promptly and clearly, and we always felt fully informed throughout the entire process.Having heard so many solicitor horror stories, we were honestly braced for delays and poor communication — but this was the complete opposite. Everything was handled efficiently, professionally, and with genuine care, making what could have been a stressful experience feel smooth and straightforward.An overall fabulous service and one we would 100% recommend to anyone looking for solicitors who actually do what they say they will, and do it well.

Weronika

Sidraa was fantastic throughout our first home purchase. She was extremely keen to get everything sorted for us and kept the process moving smoothly. Her responsiveness, professionalism, and attention to detail really put us at ease, especially as first-time buyers. We felt well supported from start to finish and would happily recommend her to anyone looking for a reliable and proactive solicitor.

Ayman

What is a stressful and confusing process was made much easier with Winston Solicitors help. I can't thank Sidraa enough. Her dedication to her worked made the conveyancing as smooth as it could be working against a deadline and a complex chain. I'm glad I took my friends' recommendations and hired Winston's to help buy my property. I would highly recommend others to use Winston's for their conveyancings.

Nikolas