Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Used Winstons for the conveyancing of my first property. Leasa, Julie and everyone there were very friendly and helpful throughout keeping me updated and chasing with the sellers solicitors. Excellent firm, I would definitely use them again.

Barnabus

I have used Winston Solicitors a couple of times now during a purchase and Sale of a property. Most recently i have used them for the sale and my main contact was Joe Bright. Joe kept me updated through every part of the process and made the selling of the property less stress than it would have been. I would like to thank Joe and the team for their hard work and support in ensuring the property sale when through as efficiently as possible.

Jhangir

We had an excellent experience throughout the entire process. The team was extremely helpful, informative, and kept us updated at every stage. They were very knowledgeable, particularly regarding our funds coming from Romania, and they were thoroughly involved in all the required checks, which gave us great confidence. Communication was clear, timely, and professional, and we always felt well supported. We are very grateful for their dedication and would not hesitate to recommend their services to others.

Aurora

We have just used Winston Solicitors for any sale which went very well but the purchase had a few problems and took longer than expected but with the help of Sam and her team we finally got there. Sam was very good any problems we had were dealt with correctly and straight away acted on which was good professional work always. We would definitely use them again and recommend them.

Michael

I recently used Winston Solicitors for the puchace of a new house and I don't have anything other than positive things to say obout the service. Olivia was always availble when I needed to get in touch for updates, either by phone or email. The level of customer service really shone through and that's what I would say made the difference. I'd have no hesitation in recommending them to anyone who is looking for a conveyencing solicitor.

Matt

I am really happy and thank you very much.

Habtom

Very quick same-day responses and always keep you in the loop

Adnaan

I had an excellent experience with this firm during my property purchase and would not hesitate to recommend them.Throughout the process, the Solicitor and Conveyancing Assistant were highly professional and incredibly patient in responding to my many questions. They both supported me from start to finish, and I am extremely grateful for the care and reassurance they provided along the way.The office itself is welcoming, with friendly and helpful staff, and I particularly appreciated being able to meet in person when I needed clarity on which documents required signing. That personal touch made a potentially stressful process feel far more manageable.Their fees were very reasonable, and the online portal for tracking the progress of the purchase was extremely useful, especially the ability to upload documents securely and easily.Importantly, they identified a potential obstacle to the purchase and clearly advised on a practical route to resolution, which was ultimately successful. I will always be grateful for their diligence and expertise.I would absolutely use this firm again and highly recommend them to anyone looking for a reliable, supportive, and professional conveyancing service.

&quot;Angela&quot;