Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Found the whole procedure straight forward, everything explained very well. Staff overall gave excellent customer service in a professional friendly manner. Kept informed throughout the whole process which was very helpful and reassuring. Fee for work very reasonable. Thank you to everyone involved, all your help and assistance much appreciated.

Ann. S., Morley

Really good experience with Winston solicitors. Frequent contact from our solicitor Olivia and assistant Amanda, answered queries and worked through the process quickly. Really liked the tracker as it broke it down and made the process easier to follow without constantly needing to ask what happens next.

Anonymous

I rarely write reviews, but my experience with Winston Solicitors was so exceptional that I feel compelled to share. From start to finish, they went above and beyond in every possible way.What made them stand out:Clarity & communication – They explained every step in plain English, never made me feel silly for asking questions, and responded to emails/calls faster than I ever expected.Expertise – They spotted issues I wouldn’t have noticed in a million years and navigated complex legal points with complete confidence.Genuine care – This is what truly sets them apart. They treated my case like it was their own, showed real empathy during stressful moments, and fought for the best outcome with total dedication.Thanks to them, everything went more smoothly than I dared hope. If you need a solicitor who combines sharp legal skills with outstanding personal service, look no further. I’m beyond grateful.

Liena

Winston Solicitors handled the conveyancing for our recent house purchase, and overall we had a positive experience.We worked with Amr, who was extremely thorough and demonstrated a strong attention to detail throughout the process. He identified several issues and points for clarification that could easily have been overlooked by a less experienced conveyancer, which gave us confidence that our interests were being properly protected. Matters were generally dealt with efficiently, and our purchase completed successfully.Conveyancing can be a complex process, particularly where there are additional matters that need to be investigated, and we appreciated the care taken to ensure everything was properly addressed. While we would occasionally have welcomed a little more explanation and reassurance along the way, all of our queries were dealt with promptly and professionally.Overall, we were very pleased with the service we received and would recommend Winston Solicitors to anyone looking for a thorough, diligent and professional conveyancing service.

Alexis

I have worked with Leasa through 2 purchases, a sale and a number of near purchases. Leasa is very professional and accountable, I fully trust Leasa and she has never let me down. I highly recommend her and Winston’s.

Nicolas

Leasa was really thorough and professional dealing with our house sale and purchase. We really appreciated her pro-activeness in getting issues resolved as quickly as possible in order to make the move go smoothly, especially with a difficult buyer at the bottom of the chain. Would highly recommend Winston's to anybody. Thanks very much!

Richard

Fantastic service from start to finish. Joe's team have been brilliant. Kept me fully updated, moved matters on when the buyers were slow, and got it over the line. you can't ask for more.

Anonymous

Excellent work and communication by Joe for the sale of my buy-to-let property.I would thoroughly recommend.

Stephen