Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

This is the third time I’ve used Winston Solicitors and Sidraa has been fantastic in each. Highly proactive and responsive, clear communication and moves things along quickly. Will always be my first choice in future purchases.

D. Paige, Staffordshire

Winston Solicitors (in particular, Samantha Robertson-Strong and Aishah Zahir) were absolutely brilliant. Our case was handled perfectly from start-to-finish. We always felt we were in good hands, all of our queries were responded to quickly, and each step of the process was very well explained. We would 100% recommend this firm to everyone. Thank you so much!

T. Kirkbride, North Yorkshire

Brilliant support from both Sidraa and Paulo. I would definitely use Winston Solicitors again in the future!

N. Patel, Leeds

We just want to take this time to say a massive thank you to all at Winston Solicitors. You took the pressure and stress off us throughout the process. We were always kept in the loop and knew exactly what stage we were at with everything. Each and every person we have dealt with from dropping documents off, telephone calls and emails have been amazing. Thanks again team!

R Burrows, Bradford

We dealt with Samantha for purchasing our first home, and we cannot say enough nice things about her and her team. Samantha was incredibly efficient, patient and kind, and it was a pleasure to deal with her throughout. We will absolutely be using Winston solicitors again for any future needs.

J Yong, West Yorkshire

I recently used Winston Solicitors for my property purchase, and I couldn't be happier with the service I received. A special thank you to Leasa Foster, who handled my case with exceptional professionalism, efficiency, and care throughout the entire process.Leasa kept me informed at every stage, responded promptly to my queries, and explained everything clearly, making what can often be a stressful experience feel smooth and straightforward. Her attention to detail and proactive approach ensured that everything progressed efficiently and without unnecessary delays.Thank you, Leasa and the Winston Solicitors team, for your excellent service! ⭐⭐⭐⭐⭐  

M K, North Yorkshire

The support from Leasa Foster and Julie Smith in the conveyancing team was superb. The automated systems means I got frequent updates and, when it came to a tight deadline at the time, they pulled out all of the stops to get the transactions over the line. Winstons provide a highly professional service - I would not hesitate to recommend.

Anonymous

We can not thank Leasa and the team enough for their service in purchasing our first home! Leasa was incredibly proactive, responsive and efficient in collating our documentation, following up other solicitors and helping us move into our home. We couldnt done it without her! A big thanks to Julie as well who helped with the process

James