Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Working with Leasa on securing our first home has been incredible. We were recommended Winston Solicitors and it was the best piece of advice we were given. Seeing the professionalism and promptness of Leasa and the team to handle our case I couldn’t be happier. Thank you so much Winston Solicitors for everything, we are so happy with our home.

Sadia

We moved house again recently and there was absolutely no doubt in our minds who to use - we've used Winston solicitors for previous house moves and they were fantastic, as they proved to be yet again this time around. Leasa and Julie were our main points of contact, and were exceptional. We had a small chain but still some fairly complex issues to deal with and they handled it with ease. With all the stresses included in moving, it's great to know Winston were acting on our behalf because we knew we could trust them implicitly to handle everything with expertise. Cannot recommend highly enough!

Marc

Samantha was excellent at keeping me updated on matters. I would usually get same day replies, and if not same day, I received next day replies at the latest. Samantha was assisted by other members of the team (e.g. Joe) and they were also very quick at responding if Samantha was out of office.The whole team were courteous, professional, and friendly, and I couldn't have asked for anything more.

Holly

Excellent service Always available and helpful Sidra and Paulo dealt with my sale and purchase of my property- they are brilliant

Nafeesa

Absolutely brilliant service!Thank you so much for all your help and support throughout buying my new home. You made the whole process smooth, stress-free, and kept me updated every step of the way. I couldn’t have done it without you! Highly recommend to anyone buying or selling. Thank you again!

Aden

Excellent service throughout the whole process. My solicitor was very responsive and always happy to chase updates and keep things moving.As a first-time buyer, I particularly appreciated her guidance on what the seller should be responsible for providing and doing, and her attention to protecting my interests and rights throughout the transaction.She explained things clearly, kept me updated, and was proactive whenever there were issues or delays. I would definitely recommend her to anyone buying a property, especially first-time buyers.

Ho T

I used Winston’s for the purchase of my house and couldn’t be happier with the service I received. My solicitor was excellent throughout the entire process, incredibly efficient, professional, proactive and organised. Buying a house can be a very stressful experience, but their communication and attention to detail made the process feel much more manageable and reassuring.I would highly recommend Winston’s to anyone looking for a professional and reliable solicitor. Thank you for making what could have been a very stressful process considerably less stressful!

Aliyshia

Sidraa and Paulo were extremely good dealing with our house sale and purchase. We were kept updated at each stage of the process and found it easy to contact them when we wanted a to have a chat. Thank you for making everything run smoothly.

Brian