Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Very happy with the Conveyancing service. Never struggled to get in contact with either Sam or Joe, always responsive and helpful. Excellent at keeping me updated, I have used Winstons before, and I would again!

Ian

It was a pleasure to sell our property through Winston’s Solicitors, Joe Bright was thoroughly professional throughout the whole process. I will definitely use Joe and Winston’s again.

Marcus

I would highly recommend Leasa. She was excellent throughout and had the patience to answer my questions and settle my worries as a first time buyer. I ended up pulling out of my first property but then buying a second instead and Leasa was very good at getting things sorted in a timely manner. She was very efficient and the online portal they used to keep me updated was excellent. I found they would always reply within 24-48 hours and I was also able to speak to Leasa directly when I had some concerns and wanted some advice. 10/10 service. Thank you so much to Leasa and the rest of the team too for helping me with my purchase and making it as least stressful as possible.

Tess

Very happy with the service provided during the house sale, price was competetive. I'm happy to recommnend Winston Solicitors.

Christopher

Samantha did a great job .Things moved promptly and smoothly and she kept me updated throughout the process.

Christian

Amazing and Seamless service!Very precise!

Ramendra

Samantha has been brilliant from start to finish. She has kept me updated throughout, and made the process as hassle free as possible for me as a first time buyer.

Jack

Excellent conveyancing service from start to finish. Amr Elshorbagy at Winston Solicitors handled both our sale and purchase with professionalism, efficiency, and clear communication throughout. As overseas clients, we particularly appreciated how well Amr managed communication across time zones—keeping us fully informed, responding promptly, and explaining everything clearly at every stage. He made what can be a stressful process feel straightforward and well controlled. We felt fully supported throughout and would highly recommend Amr to anyone buying or selling a property.

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