Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

My son recently purchased a property. I had used Winston Solicitors for many years and had no hesitation in recommending them to him. Their service is outstanding; very professional yet friendly and approachable. Samantha is awesome. She always does a thorough job. Paulo, her assistant, has been an absolute pleasure to deal with as well. So a huge thumbs up and many thanks all around! - October 2025

J Thompson, Manchester

This was a stressful (and as it was a property purchase caused by divorce), very emotional. Samantha and Paulo were always very kind and patient. - October 2025

Dawn B, London

I recently used Winston Solicitors for the purchase of my first home and was extremely impressed with the service. My solicitor, Leasa, along with her assistant, Julie, were outstanding throughout the process—thorough, accommodating, and always patient in explaining each step clearly. They made what could have been a stressful experience feel smooth and manageable, always going above and beyond to support me. I truly appreciated their professionalism and personal approach, and I would not hesitate to recommend Winston Solicitors to anyone - I cannot thank you all enough. - September 2025

A Woods, Ryton

Professional & thorough throughout conveyancing process. Efficient communication & timely updates from Amr & Joe. Would not hesitate to use their services again. Highly recommend. - September 2025 

Elizabeth M, Leeds

Thank you so much! Communication and staff have been amazing!! Special thanks to Leasa and Julie. Will definitely recommend to others and use again in the future! - September 2025

J Coates, Newcastle

Winston Solicitors have been amazing especially Sidraa Razaq and Tom Mcilroy, both have worked hard to get my sale of property over the line and are a credit to the company. - September 2025

N Khan, Bury

I would highly recommend Winston’s Solicitors. Leasa and her whole team were very responsive with great communication throughout. I felt very supported throughout the transaction. Leasa is very proactive and extremely efficient. Will definitely use their services again.

Michaella

The service we have received with Winston Solicitors has been absolutely brilliant.Leasa Foster and the whole team were very professional annd incredibly efficient, everything was processed so quickly and smoothly. They made what could have been a stressful experience feel easy and straightforward. We couldn’t be happier with their service and will definitely be recommending them to anyone buying or selling a home.

William