Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Staff were absolutely fantastic, and the tracker to see the progress is fantastic. Thank you Winston Solicitors.

Sarah N.

Michelle was extremely helpful throughout the buying process. Every issue was dealt with promptly The level of efficiency and professionalism kept us reassured during what became a very protracted purchase. I wouldn't hesitate to return for a future purchase or any other legal matter.

Sam B., United Kingdom

We had a lovely experience with buying our first home, the solicitors made sure they stayed in touch and explained everything that was going on or let us know about any changes. We felt completely stress free and would 100% only use Winston Solicitors in the future! Very polite and nothing was ever too much. Thank you.

Luke, West Yorkshire

Great communication and very efficient, brilliant service.

Victoria G

Having recently used Winston Solicitors for the purchase of my new home as a first-time buyer, I would highly recommend them to anyone going through the buying process.The entire experience has been seamless from start to finish. I was kept informed and updated every step of the way, and the communication throughout could not be faulted. The tracking portal, with its clear step-by-step updates, was especially beneficial and helped me understand the process with confidence.Leasa and Julie have been fantastic throughout. They put my mind at ease, explained everything thoroughly, and handled everything with great efficiency and professionalism. Their support and reassurance made what could have been a stressful experience feel straightforward and manageable.I’m extremely grateful for all of their help and would not hesitate to use Winston Solicitors again in the future or recommend them to friends and family.

Reagan

Sidraa and Paolo handled the sale of my property; the communication throughout was excellent. I was kept up to date on all aspects and never had to chase for any response. The few issues raised were handled professionally and they managed the sale through to completion with minimal fuss. Would 100% recommend!

Nicola

High recommendations for Michelle Ayres from Winston Solicitors. She was always quick, on point and proactively solved an issue with incomplete title documentation. Her updates were always precise and response time was within hours. We are hugely grateful for the smooth sale and we hope more people discover and use Winston Solicitors!

Mr Stoyanov

Leasa at Winston’s was amazing when dealing with our first house purchase. She was so quick at replying to any queries we had and always chasing up the other side to make sure things were progressing. She made us feel reassured through the stress as she really knows her stuff. We couldn’t recommend Leasa enough! Thank you!

Demi