Help to Buy ISA

You can no longer open a Help to Buy ISA. If you already have a Help to Buy ISA, you can save up to £200 a month.

How much must I have in the account when I want to claim my bonus?

To benefit from the bonus you must have saved at least £1,600 before you can claim the minimum Government bonus of £400.

What is the maximum I can save in the account?

The most you can save is £12,000.00 and the maximum Government bonus you will receive is £3,000.

Can I buy any property and benefit from the bonus?

To qualify for the government bonus, the property you are buying must:

Be in the UK
Have a price of £250,000 or less (with a higher price limit of £450,000 in London)
Be the only home you will own
Be where you intend to live
Be purchased with a mortgage

What can I use my bonus money on?

The money saved in your ISA can be used for your deposit however, the bonus (“free money from the Government”) cannot be used for the deposit due at the exchange of contracts, to pay for conveyancer’s, estate agent’s fees or any other indirect costs associated with buying a home.

When do I get the bonus money?

Once you are confident that your house purchase will be taking place (exchanging contracts and fixing in place a moving in date) you should then close down your ISA account. Your Bank or Building Society will then provide you with a Closing Statement which you must supply to your conveyancer. Your conveyancer will then apply for your Bonus funds via the Government Portal before the day your purchase completes.

Client feedback

Leasa and her team were incredibly helpful and super efficient. I would highly recommend and will be using Winstons again in the future.

Danielle

We had a brilliant experience with Winston Solicitors and in particular Leasa. We had a very smooth and quick process!

Amy

Just been through the process of selling our house and buying another. I have to say I can't fault the staff at Winstons. We were kept updated on every development and when we requested anything it was done immediately. The solicitors on either side of us were slack and unprofessional. Very glad we had Winstons in particular Leasa who took care of our purchase and Juile who handled our sale. Thanks very much ladies, without your assistance I think we would still be waiting to move.

Sara

Leasa was absolutely fantastic from start to finish with my house purchase. She was friendly, reassuring and incredibly helpful throughout, keeping me updated and making sure I understood what was happening at each stage. Nothing ever felt like too much trouble.Having someone so reliable and approachable dealing with everything made a huge difference and took so much of the stress out of the process. I'm genuinely grateful for all her help and wouldn't hesitate to recommend her to anyone looking for a solicitor for their house purchase. Thank you so much, Leasa!

Claire

Highly recommended service

Mr T

Michelle Ayres was very thorough and responsive throughout our sale and purchase, helping us navigate a number of difficulties successfully. We would have no hesitation to recommend working with her.

Anonymous

I sold my house with the legal help of Winston Solicitors. I would highly recommend them to anyone needing legal guidance. They worked efficiently and effectively. They updated me and communicated in a very timely fashion and cleared up all and any concerns I had along the way. Many thanks in particular to Samantha Robertson Strong and Laura Wheatley.

Anita

Excellent service from start to finish. The team was professional, friendly and approachable, keeping me informed throughout the process. Everything was handled efficiently, and I felt looked after. I would highly recommend their services to anyone looking for a reliable and trustworthy solicitors. Samantha and Laura were fantastic. Thank you

Lynn